How to Dispose of a Metal Credit Card
Boost your high-end to middle-tier card portfolio with this premium metal offering. It delivers the right balance of discernible weight, full certification from global payment schemes and rich designs to appeal to your target market.
Metal credit cards are typically designed for people with excellent credit and tend to have higher annual fees than other cards. This makes them a status symbol for some.
Choosing a Metal Card
When choosing a metal card, you should consider the benefits and features of the card to make sure that it suits your needs. You also need to decide whether a metal credit card will complement your spending habits and financial goals. You can apply for a metal card through the website of the issuer. You will need to have a good credit score to get approved.
If you are interested in a metal card, you should choose one that offers travel rewards. The Chase Sapphire Preferred is a good option for those who want to earn rewards with a reasonable annual fee. It has an excellent welcome bonus and is ranked as Select’s best travel credit card for those with good spending habits.
Metal cards have a luxurious feel and can set you apart from the crowd. They can be customized with different colors, thicknesses, and surface effects. You can even add logos and artwork. These cards will stay in front of customers and business partners for a long time, which can bring in repeat business and word-of-mouth publicity.
If you want to stand Metal Card out, choose a custom card that has a special design and a unique shape. This will make it more memorable and can have a positive impact on the recipient’s impression of your company or brand.
How to Destroy a Metal Credit Card
When it comes to disposing of credit cards, it can often be as easy as reaching for a pair of scissors or running them through your home shredder. However, as more credit card companies introduce metal cards that are more durable than their plastic counterparts, getting rid of those no longer needed cards can become a bit more complicated. While it’s important to destroy outdated credit cards to prevent identity theft, you don’t want to take things too far and end up cutting your metal card into pieces that can still be used for fraudulent purposes.
Fortunately, there are a few ways you can safely and securely dispose of your metal credit card. The most common option is to simply mail it back to the card issuer, which many will provide you with a prepaid envelope for this purpose. Some may also have a mailing address printed on the back of your card, or you can call and ask about the issuer’s preferred method for returning expired or no longer needed credit cards.
Some may even try more extreme methods to destroy their cards, including using a drill, heat or fire to melt down the chip and magnetic stripe, as well as to burn or otherwise destroy the credit card numbers on the back of the card. Unless you’re a crafty DIYer with the right tools at your disposal, these types of methods aren’t recommended and can easily ruin your credit card.
Disposing of a Metal Credit Card
Unlike plastic credit cards, metal credit cards can be difficult to destroy upon expiration or closing an account. They can’t be cut with standard scissors or bent back and forth until they break. It’s also not recommended to burn them since that may release toxic gases into the air.
Fortunately, many card issuers offer an easy way to dispose of an old metal credit card. When a replacement card is mailed, most issuers include an addressed, prepaid envelope for returning the unused metal credit nxp mifare desfire card for destruction. If you’re not sure how to proceed, call the customer service department and ask for instructions.
You can also hand off a metal credit card in person at one of your issuing bank’s brick-and-mortar locations. While it might be less convenient than relying on the mailer, this method is generally faster and more secure than shredding a card yourself.
For those who prefer a DIY approach, you can try using a pair of tin snips to sever a metal credit card’s magnetic stripe and EMV chip. You can find these at a hardware store or crafts shop for around $10-15. Alternatively, you can use a blow torch to melt away the card’s metal. This can be a fun, but dangerous project. Be sure to wear protective gear like gloves and eye protection when attempting this method.
Getting a Metal Credit Card
If you want a credit card that has a more premium feel and is associated with elite status, then metal cards may be an option. But remember that a credit card’s weight or look is only one part of the equation. Its true value is in its rewards, benefits, and costs.
If a card has a higher annual fee, that may outweigh the rewards and prestige it offers. Also, some metal cards might set off metal detectors at airports and other places that require security screening, so keep that in mind.
Whether a metal credit card is worth it for you depends on your spending habits, the bonuses and rewards offered, and the cost of the card. While metal cards often have high annual fees, some offer welcome offers that can provide upfront value that may outweigh the cost of the card. In addition to the rewards, benefits, and sign-up bonuses of a credit card, consider the overall experience you’ll have with it. A credit card that looks good, feels nice in your wallet, and comes with perks you can use will be the most beneficial for you.